The Appellate Department verified a high court judgment needing the insurance company on a couple’s main house to protect in a canine bite suit for an occurrence that took place at their 2nd home and to compensate the couple for defense expenses not covered by any other policy.
Anthony and Janet Berardi discovered themselves at the center of an insurance coverage conflict when their Tibetan Mountain pet dog bit a brand-new cleaning company staff member at their 2nd home, Nirsa Lopez Rodriguez. The Berardis’ main house remained in Sparta, New Jersey, and they had a 2nd home in Montauk, New York City. Their pet dog was usually at the Sparta home, however often took a trip to the Berardis’ secondary house, according to the viewpoint